Commerce is the art of exploiting the need or desire someone has for something. -Edmond de Goncourt (1822 – 1896) French novelist and diarist. Le Journal des Goncourts (co-written with Jules de Goncourt) It is so obvious that businesses thrives on consumerism. Consumerism is the attitude that values the acquisition of material goods. I did our last...

One of the key in having a successful budget spending plan is having a weekly menu and following it to the tee. So, how can you effectively make a weekly menu? In my case, I only shop once a month, so instead of a weekly menu, I make a one month flexible menu. Flexible meaning I am amenable to inter-changing the menus since I have 4 children to feed and sometimes I...