This guest post is contributed by Mark Macaluso, he writes on the topic of Masters in Accounting . He welcomes your comments at his email id: mark.macaluso985<@>gmail<.>com. The key to good financial health is to know when and where costs can be saved – you may be good at spending only within your means; you may pay off all your bills on time to avoid...

Having seen how alot of Pinoys suffer financially through old age, I am determined to save and plan for my own retirement.  As a single mother, this is really more challenging,  I have actually made a spreadsheet with age forecast against future school expenditures per child.  The cost did not shock me at all.  What struck me is this.  By the time my youngest...

Christmas time is here and I know money-wise we will be strained to spend more in order to celebrate and be able to give. Practicality should come first so here are some gift ideas and places where you might be able to find affordable and age-appropriate gift items: Gifts for young children. For infants, I can suggest age-appropriate toys. Teething toys are...

Grocery shopping is actually one of the easiest way to save money. When one is shopping, you always have a variety of choices to choose from. Products have become more competitive and cheaper brands does not necessarily mean ineffective products. Here goes: 1. Do your shopping once a month. Small trips are expensive. Less trips to the store means you save on...