I have not been good lately.  I have neglected blogging because I was busy with webwork.  Suffice to say that financially we are okay but not too great because I have used up one of my emergency funds.  You see my family‘s primary income comes from the monthly lease of our home in Manila, and since our lease contract ended last month, we do not have any...

I have two debit cards. One from BDO and one from BPI. As a long time consumer, I was quick to recognize the advantage of debit cards as oppose to credit cards. The advantages simply outweighs the usual headaches that credit cards brings. Here are some of the advantages of having debit cards. In terms of Money Managment and Control. Debit transactions are deducted...

After using Microsoft Money for perhaps 3 years, I have switched to Quicken after getting a Macbook years ago. Quicken is a nifty software from Intuit. It help me create my budget and at the same time, monitor my spending, and my various bank accounts including my debit cards. From Quicken I can generate my monthly spending reports. I can also consolidate all my...