Lots of people detest credit cards, however in actuality, if they’re utilized appropriately, they may be quite beneficial to you financially. Although I am one of those who feels that we can do without credit cards, there are some undeniable advantages with credit card use.   The truth is that by exercising self-discipline whenever using credit cards, it is...

I know alot of people who one way or the other had have horrifying experiences with credit card companies. Years ago, when I was still carrying a Citibank Credit Card, I have had experience when I was charged 6 times for a magazine subscription– Oprah magazine in fact. After receiving the credit card bill, I quickly noticed the numerous times I was charged, I...

After using Microsoft Money for perhaps 3 years, I have switched to Quicken after getting a Macbook years ago. Quicken is a nifty software from Intuit. It help me create my budget and at the same time, monitor my spending, and my various bank accounts including my debit cards. From Quicken I can generate my monthly spending reports. I can also consolidate all my...