This guest post is contributed by Mark Macaluso, he writes on the topic of Masters in Accounting . He welcomes your comments at his email id: mark.macaluso985<@>gmail<.>com. The key to good financial health is to know when and where costs can be saved – you may be good at spending only within your means; you may pay off all your bills on time to avoid...

How much does it cost to maintain a cellular phone nowadays? How about three? With the Unlimited Madness that the Philippines has already acclimatized to and accepted as normal, some people are in the habit of maintaining 3 lines in order to keep connected with everyone they love and know. But as a consumer, is it really worth it, at all, to maintain 3 prepaid lines...

This guest post is contributed by Lauren Bailey, who writes on the topics of online colleges. She welcomes your comments at her email Id: blauren99 @gmail.com. Pinoy Frugal Blog has featured several blog articles before about the art of saving while traveling. Traveling is, as we are all aware, one source of money drain. But the fact of the matter is that it...

Having seen how alot of Pinoys suffer financially through old age, I am determined to save and plan for my own retirement.  As a single mother, this is really more challenging,  I have actually made a spreadsheet with age forecast against future school expenditures per child.  The cost did not shock me at all.  What struck me is this.  By the time my youngest...

Grace left the Philippines to pursue her career in food technology in the US.  Armed with a degree in FT from UP, she now works as a QA Manager in one of the biggest food companies there.  Currently pregnant with her first baby with husband Jiri, Grace continues to enjoy the benefits of working abroad as well as living the life in full with her family.  You can...

One of the biggest hurdle in my life as a recently single parent was the fact that I needed to explain our financial situation to my children, especially my eldest.  Ofcourse they have noticed the big difference.  Like we do not shop as often now, especially for unnecessary items we used to horde when we were still shall we say, well-off. It is true, one of the big...