Lots of people detest credit cards, however in actuality, if they’re utilized appropriately, they may be quite beneficial to you financially. Although I am one of those who feels that we can do without credit cards, there are some undeniable advantages with credit card use.   The truth is that by exercising self-discipline whenever using credit cards, it is...

Having seen how alot of Pinoys suffer financially through old age, I am determined to save and plan for my own retirement.  As a single mother, this is really more challenging,  I have actually made a spreadsheet with age forecast against future school expenditures per child.  The cost did not shock me at all.  What struck me is this.  By the time my youngest...

I am one of those people who never venture out of the house without her children. It actually shock alot of people here, and mostly, the reason why some parents refuse to take their children to the groceries is because they are scared that their children will start misbehaving in the store or start asking for items not in the grocery list. It is normal to see...

This transplanted contributor lives to travel and thinks Venice is a treasure beyond descriptive words. Pedestrian Florence is a very close second favorite. Rome deserves another visit, if the only to people-watch! She now lives 3 blocks away from the mall that once was the biggest in the entire world…the northern frozen world, anyway. If you are lucky...

I just went to travel to Bangkok on a strict budget.  So one of the tricks on staying on budget is preparation. Air Fare.  Buying your tickets months before your travel date will give you a huge discount.  This is true.  I checked all the airline rates online to determine the best airline rate.  Since Bangkok is fairly one of the topmost destinations for Pinoys...

One of the biggest hurdle in my life as a recently single parent was the fact that I needed to explain our financial situation to my children, especially my eldest.  Ofcourse they have noticed the big difference.  Like we do not shop as often now, especially for unnecessary items we used to horde when we were still shall we say, well-off. It is true, one of the big...