As a mother of four children, separated and all, I take my responsibilities seriously.  At an early age, I wanted my children to be aware of money; How to keep money; How to spend wisely; And how to make more money.  I have discussed previously the benefits of discussing your money issues with your children.  I have a 5 and 7 year old and  they are both in school...

Welcome to Pinoy Frugal Living !  Thanks to Emily Carlin for this Swanky template and hosting.  It finally pushed through and I am happy with the end result. I am still busy with Freelance Work, but Pinoy Frugal Living will certainly get back on its feet a few days from now.  Expect more frugal tips, review on productivity tools, personal finance hu-has and my...

How is your anxiety level when it comes to your future and retirement? It is quiet understandable how the economic turmoil, job displacements and increasing price of basic commodities is causing alot of financial anxiety to families and even single people alike. Here is a list of 5 steps on how you can begin to ease that anxiety, today. 1. Beware of scams. This is so...

I am still learning the ropes and trying my best to live life frugally. One of my biggest mistakes early in life was using shopping as a means to unwind and relax. Ofcourse there are more reasonable ways to relax than spend thousands on clothes we hardly need and wear. Sometimes looking at my closet and shoe rack gives me the guilty pangs and headache…...

The year is about to end, and I am determined to have a better year next year financially. Having started new accounts that will serve as my piggy banks for several funds, I am more than ready to begin a more productive 2009. Here are a few pointers in determining your financial goals: Set your goals Like me, I have set more specific goals this year. Like for...

How do you usually prepare for the celebration of any of your family members? I know this is a hasty generalization, but most Pinoy tends to break the bank in order to celebrate their birthdays. But with this strained economic time, lavish birthday parties is simply out. So how does a frugal mom plan and celebrate their children’s birthdays? Honestly, not...