How much does it cost to maintain a cellular phone nowadays? How about three? With the Unlimited Madness that the Philippines has already acclimatized to and accepted as normal, some people are in the habit of maintaining 3 lines in order to keep connected with everyone they love and know. But as a consumer, is it really worth it, at all, to maintain 3 prepaid lines...

It is indeed a challenge to teach children to learn how to save money.  Finally after some trial and error with my eldest daughter, I have learned that the best way to teach children is by practice and this would entail you– the parent to entrust your children some cash at their own disposal in the beginning. My eldest daughter is now 9.  She has a fixed...

Having 3 children all in grade school, the month of May just gives me the creep.  May because its time for enrollment and June because its time to shop for school supplies.  Since March, I have been saving some cash so I will have some cash to buy new uniforms for my kids.  I also bought the cloth ahead of time so I won’t have to bother nor worry about them...

Lots of people detest credit cards, however in actuality, if they’re utilized appropriately, they may be quite beneficial to you financially. Although I am one of those who feels that we can do without credit cards, there are some undeniable advantages with credit card use.   The truth is that by exercising self-discipline whenever using credit cards, it is...

Having seen how alot of Pinoys suffer financially through old age, I am determined to save and plan for my own retirement.  As a single mother, this is really more challenging,  I have actually made a spreadsheet with age forecast against future school expenditures per child.  The cost did not shock me at all.  What struck me is this.  By the time my youngest...

Grace left the Philippines to pursue her career in food technology in the US.  Armed with a degree in FT from UP, she now works as a QA Manager in one of the biggest food companies there.  Currently pregnant with her first baby with husband Jiri, Grace continues to enjoy the benefits of working abroad as well as living the life in full with her family.  You can...