Having 3 children all in grade school, the month of May just gives me the creep.  May because its time for enrollment and June because its time to shop for school supplies.  Since March, I have been saving some cash so I will have some cash to buy new uniforms for my kids.  I also bought the cloth ahead of time so I won’t have to bother nor worry about them...

Having seen how alot of Pinoys suffer financially through old age, I am determined to save and plan for my own retirement.  As a single mother, this is really more challenging,  I have actually made a spreadsheet with age forecast against future school expenditures per child.  The cost did not shock me at all.  What struck me is this.  By the time my youngest...

Grace left the Philippines to pursue her career in food technology in the US.  Armed with a degree in FT from UP, she now works as a QA Manager in one of the biggest food companies there.  Currently pregnant with her first baby with husband Jiri, Grace continues to enjoy the benefits of working abroad as well as living the life in full with her family.  You can...

I just went to travel to Bangkok on a strict budget.  So one of the tricks on staying on budget is preparation. Air Fare.  Buying your tickets months before your travel date will give you a huge discount.  This is true.  I checked all the airline rates online to determine the best airline rate.  Since Bangkok is fairly one of the topmost destinations for Pinoys...

Just found out from WSJ Blog that Google Docs has beefed up their resources for personal finance spreadsheets, allowing users to edit them from their cellphones and other mobile devices. The Web-based tools can help users keep track of variety of expenses, ranging from household and personal budgets to shared costs between co-workers and roommates to weddings. Other...

If you have removed gym membership from your budget with the goal of saving more this year, here are a few tips on how to stay fit–on a budget. Walk more. If you are one of those people who drives to work or commutes to work, you might want to ditch the car for awhile and walk or sprint from the parking lot to your office. While sprinting might race your heart...