Political unrest in Libya and the Middle East has forced gas prices to an all-time high. It is important to take certain steps in measures to keep both your bank account and gas tank filled up.  If purchasing a more cost efficient car is out of the question, there are numerous steps you can take to help you cut down on gas costs and keep money in your bank account...

You may ask “why live frugally.” The answer to this can be numerous. It is really advantageous to practice frugal living as frugality and your personal finance go hand in hand. Frugal living also helps you to spend much less than what you earn. Moreover, the less you spend the lesser will be your need to earn more. Another advantage of frugal living is that you...

We’ve all been there. You run into a store to pick up just one item and you’re lured in by a great deal that you just can’t pass up. Whether it’s a “buy one get one free offer’ or a 25% off sale – these impulse buys can be costly mistakes, even when you think they’re going to save you money over time. So, how do you stay strong the next time you...

With the holiday season right around the corner, many people find themselves looking for ways to get into the holiday spirit without breaking the bank. No matter how many people you have on your holiday list, being festive and frugal is possible with these easy tips. 1. Trim your gift list. It may sound obvious but one of the best ways to spend less is to buy...

This guest post is contributed by Omar Adams, he writes on the topic of online accounting degrees . He welcomes your comments at his email id: omaradams47@gmail.com. It’s one of the basic necessities needed for life, but for most of us, clothing has become an excess that we spend too much on. We have closets of clothes, most of which we buy on a whim and never use...

This guest post is contributed by Mark Macaluso, he writes on the topic of Masters in Accounting . He welcomes your comments at his email id: mark.macaluso985<@>gmail<.>com. The key to good financial health is to know when and where costs can be saved – you may be good at spending only within your means; you may pay off all your bills on time to avoid...

How much does it cost to maintain a cellular phone nowadays? How about three? With the Unlimited Madness that the Philippines has already acclimatized to and accepted as normal, some people are in the habit of maintaining 3 lines in order to keep connected with everyone they love and know. But as a consumer, is it really worth it, at all, to maintain 3 prepaid lines...

This guest post is contributed by Lauren Bailey, who writes on the topics of online colleges. She welcomes your comments at her email Id: blauren99 @gmail.com. Pinoy Frugal Blog has featured several blog articles before about the art of saving while traveling. Traveling is, as we are all aware, one source of money drain. But the fact of the matter is that it...

It is indeed a challenge to teach children to learn how to save money.  Finally after some trial and error with my eldest daughter, I have learned that the best way to teach children is by practice and this would entail you– the parent to entrust your children some cash at their own disposal in the beginning. My eldest daughter is now 9.  She has a fixed...

Having 3 children all in grade school, the month of May just gives me the creep.  May because its time for enrollment and June because its time to shop for school supplies.  Since March, I have been saving some cash so I will have some cash to buy new uniforms for my kids.  I also bought the cloth ahead of time so I won’t have to bother nor worry about them...